The Canadian Dental Care Plan (CDCP) is a federal program that helps eligible Canadians access dental care. If you don't have private dental insurance and your family income is under $90,000, you may be covered. Our clinic in Sainte-Marthe-sur-le-Lac accepts this plan and helps you understand how it works.
Quick Answer
- The CDCP covers dental care for Canadians without private insurance
- Eligible family income: under $90,000 per year
- Full coverage for families under $70,000
- Co-payment possible for incomes between $70,000 and $90,000
- Covered services: exams, cleanings, fillings, extractions, and more
Who Is Eligible?
To be eligible for the CDCP, you must:
- Be a Canadian resident
- Have an adjusted family net income under $90,000
- Not have access to private dental insurance
- Have filed your income tax return
The program is being rolled out gradually. Seniors (65+), children under 18, and people living with a disability were the first eligible groups.
What Care Is Covered?
- Dental exams and X-rays
- Cleanings and scaling
- Fillings
- Extractions
- Root canals (in certain cases)
- Dentures
- Certain periodontal treatments
Cosmetic treatments (whitening, veneers) and adult orthodontics are generally not covered.
How to Apply
- Check your eligibility on the Service Canada website
- Submit your application online or by phone
- Receive your confirmation and member number
- Book an appointment at a participating clinic
What Is the Co-Payment?
- Income under $70,000: no co-payment — full coverage
- Income between $70,000 and $79,999: 40% co-payment
- Income between $80,000 and $89,999: 60% co-payment
Frequently Asked Questions
Does the CDCP replace RAMQ coverage for children?
No. In Quebec, RAMQ continues to cover dental care for children under 10. The CDCP may complement this coverage for other services or for children aged 10 to 17.
Can I use the CDCP if I have employer insurance?
No. The program is for people without access to private dental insurance. If you have coverage through your employer, you're not eligible.
Does your clinic accept the CDCP?
Yes, our Sainte-Marthe-sur-le-Lac clinic participates in the Canadian Dental Care Plan. Our team can help with administrative procedures.
Are there waiting times?
Wait times may vary depending on the time of year and demand. We recommend applying as soon as possible and booking an appointment promptly after receiving your confirmation.
To find out if you're eligible and book an appointment, contact our Sainte-Marthe-sur-le-Lac clinic at (450) 472-9898.
Need an appointment?
Our Sainte-Marthe-sur-le-Lac team is ready to answer your questions and provide quality care.
